APY = Annual Percentage Yield. Rates effective as of November 1, 2017. Fees may reduce earnings.
Kasasa Cash*
| Tier | Dividend Rate | APY |
|---|---|---|
| 0 - $15000 | 5.64% | 5.50% |
| $15,000+ | 0.25% | 5.50% to 1.00% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Effective with the August 1, 2025, Monthly Qualification Cycle, the following updated qualifiers must be met in order to earn rewards on your Kasasa Cash Back® account. To qualify, all required activities must post and settle to your account during the Monthly Qualification Cycle:
- E-Statements Enrollment
You must be enrolled in and receive electronic statements (e-Statements) rather than paper statements. Notification of your statement availability will be sent to your email on file.
- Online Banking Access
You must be enrolled in online banking and log into your virtual branch at least once during the Monthly Qualification Cycle.
- Incoming ACH Credit / Direct Deposit
At least one ACH credit or direct deposit must post and settle to your account. This includes payroll, government deposits, or other recurring deposits.
- Debit Card Activity
A minimum of twelve (12) debit card purchases, each with a minimum transaction amount of $5.00, must post and settle to your account.
Important Note: The Monthly Qualification Cycle may not align with the calendar month. Even if you don't meet your qualifications during the monthly cycle, your account is still free and you'll still earn our base rate. Plus, you can get back to earning your full rewards the very next monthly cycle.
All other terms and conditions provided in your Truth in Savings Disclosure remain unchanged and in effect. For complete program details, including definitions and reward information, please visit Kasasa Cash Back® page or contact us at (936) 569-7700.
